Penalty & Repayment Policy
We believe in transparency and fairness. Here's our clear policy on loan repayment:
- 10-day grace period after loan tenure completion
- Penalty charges apply only after the grace period expires
- Customers with arrears exceeding ₹3,000 are not eligible for higher loan amounts
- Emergency exceptions available with valid supporting documents
- All terms disclosed upfront with complete customer awareness
Our goal is to support you, not penalize you. Please communicate with us if you face any repayment difficulties.